The candidates' proposals reflect their philosophical differences, but both pledge to cover the 45 million uninsured Americans
There is a basic philosophical difference at the heart of the health-care reform proposals of Senators John McCain and Barack Obama, and in this case McCain really is the maverick.
McCain, the Republican candidate, wants to decouple insurance from employment to some degree, long the standard way most Americans get coverage. He believes market forces unleashed will broaden the number of people covered and lower health-care costs.
Democratic candidate Obama wants to expand the existing employer and government-based insurance system.
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