John Neff feels your pain. The legendary money manager, 77, beat the S&P 500 by an average of more than three percentage points a year during his 31-year run at Vanguard's Windsor fund. He has been investing his own money since retiring in 1995. Ever a contrarian, he has continued to thrive by going against the crowd - such as shorting Nasdaq 100 futures during the tech bubble to pick up 40% returns after the bust.
But even Neff couldn't find safe havens in last year's tumultuous market.
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